Online Auto Insurance Quote — You Are Certainly Spending Too Much If You’ve Got These Coverage Types For Your Old Car

December 25, 2009 on 10:30 pm | By | In Autos | Comments Off

I’ll give you a guaranteed tip that will make you qualify for a big discount or get a lower online auto insurance quote: You’re definitely paying too much if you’ve got collision and comprehensive coverage for an old vehicle that isn’t a classic. The reason for this is that insurance companies base the compensation they pay on what is known as the Kelly Blue Book value of a car at any given point in time. This means that without respect to the amount you spen on premiums and for how long you did, you will get NOT even a cent if that book shows the car is not worth anything when you file a claim.

Therefore, do the right thing and drop these coverage types from your car insurance policy for all old vehicles. If you take this step you will save a lot.

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